Ally Bank Savings Rate

Available nationwide, Ally Bank is offering you a 1. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. All of these have low account opening requirements and low or no minimum account maintenance requirements. New money is defined as monies that have not been on deposit with the S&T Bank in the past thirty days. Recent Rates for Ally Bank. ; Ally is known for its no-fee, no minimum balance high-yield savings accounts, money-market. 10% APY on their Online Savings Account, I recommend comparing it with some from our full list of Bank Rates and CD Rates. With their Online Savings Account, there are no minimum balances, monthly fees, or minimum deposits. Ally Bank was originally founded in 2001 under the name GMAC Bank. Ally Bank (tie) Round numbers seem to have a certain magic to them from a marketing perspective, and Ally Bank was one of three banks to offer a savings account rate of exactly 1. Their rates are more than 20 times better than the national average savings rate of 0. So my experience with Ally Bank : Stay away from them. Dollar Bank serves areas surrounding northeast Ohio, western Pennsylvania and the Hampton Roads community in Virginia. Investors Bank welcomes you to enjoy our wide range of personal, small business and commercial banking solutions including checking accounts, savings accounts, mortgages and more. stand for, and I don't see a footnote asterik, could you tell me what the disclosure is? ALSO, how long is this savings rate guaranteed for? I don't want to open an account, and then have the rate go to 0. Our award-winning virtual banking platform allows you to bank from anywhere with a computer or mobile device. Easy Deposit & Withdrawal Options. The complete list of the best savings and money market rates is here. *Money Market rates are subject to change daily and after account is opened. 90% for all balances. Ally Bank’s money market account rate isn’t the greatest rate you’ll find out there by a long shot — you can easily find money market rates as high as 1. Whether you are interested in their Select CD, High Yield CD or even their Raise Your Rates CD, there are a range of CD lengths and rates for you to choose from. That's a good deal, compared to many banks that charge $10 or so to move your money—or roughly $35 for insufficient funds penalties. Ally offers an interest-bearing checking account with good rates, low fees and free access to over 43,000 ATMs nationwide. You are not entitled to choose which securities in the collateral account are liquidated. Here are the best online savings accounts from Bankrate for 2019: If you are looking for a low-risk way to save money over a long period of time, high yield savings accounts may be a good option. Fees may reduce earnings. Learn more and apply today!. 10%, while Marcus by Goldman Sachs lowered its savings account rate. Ally Bank Savings. In a Nutshell: Ally Bank introduced the Ally CashBack Credit Card in response to consumer demands for an intuitive and competitive rewards-based credit card. Ally's deposit growth to $62 billion and gradual reduction in market sensitive brokered CDs to 16% is the product of Ally Bank's growing franchise. A bank features a savings account that has an annual percentage rate of 5% with interest compounded ally Monique deposits $12. Plus, you can link your new account to your checking account and use EasyUp to make saving part of your daily routine. This enables Ally Bank customers to manage their checking and savings balances in one online app, resulting in faster transfers and the ability to set up recurring transfers between accounts. It doesn’t offer checking accounts, credit or debit cards, auto loans or IRAs. 25% discount with any one of several qualifying checking accounts. Citizens Bank is established as one of Tennessee's most well-capitalized and stable financial institutions that is locally owned. 06%, including reinvestment of dividends. 20 percent, up from 1. Get more options with a Northwest Bank CD! Certificate of Deposit Options. There might be a few cases where a consumer is not going to touch his or her money for years, and they'd be happy with a rival bank that has a very slightly higher rate. I started with Ally Bank as my car lien holder. The Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest-bearing savings accounts with balances over $500 as reported by Informa Research Services, Inc. 1-877-247-ALLY(2559) Please visit Ally Bank to confirm the rate is accurate. FNBO Direct is built on the solid foundation of First National Bank of Omaha (FNBO), with a strong banking heritage that dates back 160 years. As of today, rates at Ally are as follows:. They have both a savings and an interest checking account. They are not insured by the Federal Deposit Insurance Corporation, they are not guaranteed by Ford Motor Company, and they do not constitute a bank account. Rates are subject to change without notice. Rates and terms are subject to change and may be withdrawn without notice. This relationship savings account comes with Platinum Checking and helps you grow your savings with Platinum interest rates. Available nationwide, open a Ally Bank Online Savings account and earn 2. It's tiered with three different interest rates depending on the amount of money you can. What type of banks pays the highest rates on savings? Several online tools show how to set up a C. We use the daily balance method to calculate interest on all deposit accounts. Ally offers traditional checking & savings accounts, money market accounts, and certificates of deposit (CDs). 11%; at the low end, you'd only receive $1 per year in interest on an account balance of $10,000. Ally cut the rate it offers on consumer savings accounts by 0. Both accounts have no minimum balance requirement or monthly service fees. Our best CD rates are listed below. Rate may change after the account is opened. The CD Ladder from Dollar Bank offers you higher returns right from the start, without sacrificing safety and with liquidity that offers peace of mind should rates increase or you need access to your money. CDs are mid-term savings products that provide higher interest rates than other savings vehicles. com has CD interest rate tables for CD rates that include 3 month interest rates, 6 month interest rates, 12 month interest rates, 18 month interest rates, 24 month interest rates, 36 month interest rates, 48 month interest rates and 60 month interest rates. stand for, and I don't see a footnote asterik, could you tell me what the disclosure is? ALSO, how long is this savings rate guaranteed for? I don't want to open an account, and then have the rate go to 0. This is a rare feature to find though. Ally Bank has also raised some of its CD offerings, including its 2-year and 4-year "Raise Your Rate" CDs to 2. The minimum to earn this apy is one dollar. How Ally Bank CDs Rates Compare to Other Banks. Learn more about the certificate of deposit (CD) rates and early withdrawal penalties that come with Ally Bank. 15% for the first year. There's no monthly maintenance fee, no minimum deposit to open an account and no minimum balance to maintain to earn interest. Ally offers 6-month CDs with a Ten Day Best Rate Guarantee, meaning if interest rates go up within the first 10 days after opening, the bank will honor the higher rate. View today's best rates below or read our guide to business savings accounts to learn more. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. personalfinance) submitted 1 year ago by SpockSays As of 10/30/17, the rate is increased from 1. Depending on the destination bank's hold policies, this transfer could take 3 or more business days. Ally is ranked the best online bank by personal-finance magazine Kiplinger for the second year in a row. Do It Right. One thing that I really like about Ally is the ability to open multiple savings accounts with them. Security Alerts; Data Compromise; How. Late last week, Ally Bank did something that's been almost unheard of over the past year or so… They raised the interest rate on their online savings account. What type of banks pays the highest rates on savings? Several online tools show how to set up a C. While Synchrony Bank does have one physical branch in Bridgewater, New Jersey, you should consider this an Online Bank for all intents and purposes. As with the checking account, there are no monthly maintenance fees. Investors Bank welcomes you to enjoy our wide range of personal, small business and commercial banking solutions including checking accounts, savings accounts, mortgages and more. Bank, thrift and credit unions are member FDIC or NCUA. Find the best online banking interest rates and savings account features. For highly liquid savings, you can take advantage of the 1. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Ally and every other us bank usually ties rates to the fed funds rate. VirtualBank is a BankRate. Programs, rates and terms and conditions are subject to change at any time without notice. Saving Ally Bank online savings APY increases to 1. 15% for the first year. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. The right business savings account is the foundation for making the most of excess cash flow. I wonder if this is a sign of things to come from other banks. Web site rates are generally updated each business day in the morning and rates may vary by market. Member FDIC. Formerly known as GMAC Bank, Ally is one of my favorites. Synovus Bank is an FDIC insured institution located in Columbus, GA. Ally Financial Inc. About Ally Bank. Get started today with one of our business savings accounts. Ally Bank exists to be a true ally for its customers' financial well-being. Ally Bank which is probably best known for their competitive CD rates has also become a mortgage lender. 70% when you link to an Orange Everyday account and deposit at least $1,000 per month and make 5+ card purchases a month). Bank Account Rates. Open an account today. E*TRADE Savings Bank can enforce a liquidation of any pledged collateral, and can do so without contacting you first. 80% on their savings account and 2. Online lenders have offered higher savings rates instead of. Ally's savings rates, checking rates & bank products are straightforward with no hidden fees. They offer one of the highest savings rates out there, and they also have very competitive CD rates. Currently, Ally Bank offers a top notch on all savings accounts. Ally's new rate on its 11-month no penalty CD is now 1. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Ally Bank is the first major online bank to cut its savings account rate after the Fed opened the door to rate cuts at its meeting last week. The longer you keep your money on deposit, the more you earn. 20%: ING Savings Maximiser (Base rate 0. Discover Bank vs. Since 1917, that commitment only grows stronger with each passing year. 10% APY 7 year CD and a 2. 85% APY elsewhere. For example, as of this writing, Ally Bank is currently paying 1. Ally Bank customers Active traders Ally Invest is the brokerage service of the much larger online-only Ally Bank franchise, and it adds an able broker to the suite of the bank's products. While Ally is still offering rates way above what brick-and-mortar banks are offering, it seems this online bank no longer wants to be seen as the online bank with the most competitive rates. Online lenders have offered higher savings rates instead of. Certificate of Deposit Rates; IRA Rates; Business Savings Rates; Consumer Savings Rates; Home Equity Loans; Home Equity Lines of Credit; Mortgage Rates; Car Loans; Personal Loans; Home Improvement Loans; Interest Checking Rates; Mortgage Resources; Policies and Notices; Security Information. Browse TD Bank personal savings & money market account info, get interest rate information, then compare benefits to find the right one for you. The TD Bank Preferred Savings account has tiered interest rates that get better when linked to another TD product, no ATM fees, free money orders and much more. Ally Bank Savings Account Rates and Money Market Rate: Recent Increase in Rates to 0. 45% apy and they don't have a yearly fee either. VirtualBank is a BankRate. Ally Bank, a DepositAccounts. 20 percent, up from 1. Online high yield savings accounts offer up to 10 times the average interest rate because they don’t have to maintain physical branches. Synchrony: Rates. Is it time to lock in a rate and get a CD?. The Features. In 2010, it was rebranded as Ally Bank, an online bank built on a principle of providing better rates and service to customers. Ally Bank consistently offers savings account APYs that are in the ballpark of the top-yielding institutions. Over 35K+ customer reviews to help you find the best bank or credit union. Ally offers a superior product, but their customer service and bank processes are lacking. And, since that time, our vision statement has remained focused on serving our unique field of membership: “Be the most preferred and trusted financial institution serving the military and their families. 98 percent with an APY of 2. The annual percentage yield (APY) on your account assumes that the funds will be on deposit for a full year at the initial rate and that interest is credited to the principal when paid. It has the highest savings account and long-term CD rates as well as a large ATM network and provides access to many other financial services. We're ready to help you attain your goals—for personal finance, business management, loans, and more. Learn more about the certificate of deposit (CD) rates and early withdrawal penalties that come with Ally Bank. Investors Bank welcomes you to enjoy our wide range of personal, small business and commercial banking solutions including checking accounts, savings accounts, mortgages and more. Saving Ally Bank online savings APY increases to 1. 98 percent with an APY of 2. "[Customer name] the Annual Percentage Yield (APY) on your Online Savings Account will be moving from 1. Ally Bank offers financial products for consumers, businesses, automotive dealers and corporate clients. The FDIC national average savings account rate is at 0. We’re actively holding a portion of our savings with them. United Bank personal savings account options are designed to help you meet your financial goals. Union Bank can help you meet your savings goals. 10% APY 7 year CD and a 2. Best Interest Rates for October 2019. I remember way back when Paypal wanted to be an actual bank and they had interest rates well above 5% on checking. Ally Bank cut their rates again although not by so much. Ally Bank 's online savings account has a 1. A CD (Certificate of Deposit) allows you to pick the length of your savings term and a corresponding interest rate. Webster Certificates of Deposit. The longer you keep your money on deposit, the more you earn. So my experience with Ally Bank : Stay away from them. 1st, 2014, had an annual compounded rate of return of 8. I switched to Ally Bank for both checking and savings a few years ago, around the time they were spun off from GMAC after the financial crisis. Popular Direct offers great interest rates with a simpler, more straightforward banking experience. These rates are effective as of today and subject to change without notice. This bank account has no minimum balance. Save more and reach your goals with a KeyBank savings account. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The Ally Bank Savings Account offers a variety of banking services, 24/7 customer service, and FDIC insurance. High Yield Savings Accounts offer the flexibility of unlimited deposits and up to six (6) withdrawals in a statement cycle. Ally Bank consistently offers savings account APYs that are in the ballpark of the top-yielding institutions. 50% on balances over $25,000. 25% APY for customers who renew their Certificate of Deposits, or. Community Bank’s Statement Savings Account is an interest-bearing savings account that you maintain with a register which is provided. Investors Bank welcomes you to enjoy our wide range of personal, small business and commercial banking solutions including checking accounts, savings accounts, mortgages and more. Ally Bank savings rates, which were already were competitive for online banks, recently increased their rate. Let competitive rates do the savings for you and start saving today for a better tomorrow. *For residents nationwide, you can also take advantage of other promotions like the attractive HSBC Bank promotions below. Even a small difference in the interest you are paid on your savings can add up over time. Here are some questions and answers about savings rates. Want a New York bank with some of the best checking and savings rates in town? Check out Apple Bank's rates online and open an account today. Learn More ». Our business savings account options were built with your confidence in mind, allowing you to earn interest while maintaining access to your money. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Where is the nearest Ally Bank near me? If you’re looking for the closest Ally Bank, you’re came to the right place, here you can find information about the locations and the branches of Ally Financial. Time Deposit rates are fixed for the term of the certificate. The only caveat is that you have to commit to the term of the CD to get the rate. I haven’t officially confirmed this but it appears to be consistent with my experiences. They have both a savings and an interest checking account. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Available nationwide, open a Ally Bank Online Savings account and earn 2. Compare and calculate APY with Flagstar. Working with an Edward Jones financial advisor who knows your situation can help you with your savings needs today and your plans for the future. 8% versus 2. Accounts with Ally have no monthly fees as well as no minimum balance requirement. It also has no minimum deposits for CDs, so it's a better choice for smaller investors. Here's how Coastal's Savings Accounts could help you bank better: Open a Primary Savings Account to become a member-owner of Coastal Credit Union and gain access to our full range of products and services; Use a Special Savings Account to pay for vacations, hobbies and holiday expenses; Both accounts feature low minimum deposits - start with. Competitive CD rates and terms that work for your schedule. View Ally Bank's Current Savings Rate; Recent Changes and Controversy. We listed Citi at the start of the post and how they had a low-interest rate but that's for their brick & mortar savings account. Mortgage credit and collateral are subject to approval and additional terms and. *Money Market rates are subject to change daily and after account is opened. Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Ally Bank (tie) Round numbers seem to have a certain magic to them from a marketing perspective, and Ally Bank was one of three banks to offer a savings account rate of exactly 1. We listed Citi at the start of the post and how they had a low-interest rate but that's for their brick & mortar savings account. Mortgage credit and collateral are subject to approval and additional terms and. More perks on us Monthly maintenance fee waived on one TD Simple Checking SM account and any Savings and Money Market accounts. Synchrony Bank offers 1. However, Synchrony only offers savings accounts, not checking accounts. Time Deposit rates are fixed for the term of the certificate. 80% on all balance tiers," Ally's email said. 8% today, following previous cuts earlier in the year. Investors Bank welcomes you to enjoy our wide range of personal, small business and commercial banking solutions including checking accounts, savings accounts, mortgages and more. During any calendar month, you may not make more than six (6) withdrawals or transfers (or a combination of such transfers and withdrawals) from a savings account or money market to another bank account of yours or to a third party if made by (i) preauthorized or automatic transfer (including ACH), (ii) telephone, fax, or email through a bank. 30% APY, 12-Month Term 2. As you can see in the following table, its rates aren't the very highest, although they compete with some big names in the financial world like Capital One and Marcus by Goldman Sachs. Our online application process is quick and convenient. How does it compare to CIT Bank? Read our comparison chart below. Dollar Bank offers online banking services including online checking and savings accounts, loans, mortgages, small business banking and corporate banking. We use the daily balance method to calculate interest on all deposit accounts. Minimum deposit of $20,000 new money required. And Dollar Bank is the only bank to make laddering easy by doing all the work for you. Our Ally Bank review finds that the bank is rather good when compared to other online banks if you are looking to store and save money. Would it be a good idea to move the money in my savings to ally bank?. Whether you're choosing a money market account for yourself or setting up savings accounts for your children, we make it easy to access your funds and help them grow. You can open your CD over the phone by calling 1-800-THIRD-FED, online at thirdfederal. Ally Bank appears to have raised. Late last week, Ally Bank did something that's been almost unheard of over the past year or so… They raised the interest rate on their online savings account. Programs, rates and terms and conditions are subject to change at any time without notice. Time Deposit rates are fixed for the term of the certificate. Bank, thrift and credit unions are member FDIC or NCUA. ladder, including one from Ally Bank. 50% on balances over $25,000. ‡ If the destination bank is American Express National Bank and you initiated the transfer on the Personal Savings website, then the funds will appear in your account on the 5th business day‡ due to a necessary hold period for due diligence. In August 2013, Ally Bank was offering 0. Ally Bank Discussion. They have 22 branches in Southwest Washington State. Is the high-yield savings rate war over? Marcus - the retail bank arm of Goldman Sachs - and Ally Bank both lowered the yield on their savings. Ally's new rate on its 11-month no penalty CD is now 1. What is the best online bank for savings? The five most recognized online banks for savings in the US are currently Ally Bank, Barclays Bank Delaware, CIT Bank, Goldman Sachs Bank and Synchrony Bank. 98 percent with an APY of 2. Rates / Annual Percentage Yield terms above are current as of the date indicated. CDs are mid-term savings products that provide higher interest rates than other savings vehicles. Minimum deposit of $20,000 new money required. Why: Ally Bank offers a top savings APY with its online savings account, with a rate of 1. Ally's Online Savings Account pays the same competitive APY across all balance tiers. Overall, Ally Bank ranked highly across the board from our statewide Best 1-Year CD Rates list. Marcus does hold a slight advantage in the interest rate department, especially in its core savings account. Checking accounts typically earn little to no interest, depending on the bank. 2 CIT Bank Savings Builder Offer: 2. Whether this is the best online bank for you depends on what you need out of a bank. 25%, following Ally’s decision to lower its online-savings rate to 2. For home loan rates, please contact a local Mortgage Loan Officer. It's known for customer-friendly touches like the No Penalty CD and 24/7 phone support with shorter-than-average wait times. The Marcus by Goldman Sachs online savings account is tough to top when it comes to finding a high-yield savings account. Growing your wealth is simple with a Comerica Fixed Rate CD. Weigh the cons against the pros to determine if Ally Bank should. 90% for all balances. The current APY on Ally's savings account is. Ally Bank pays interest rates that are at or near the top of the interest rate range for all banks. We’re actively holding a portion of our savings with them. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Although APY can fluctuate frequently, Ally Bank has a strong track record of staying competitive. Ally’s Online Savings Account pays the same competitive APY across all balance tiers. Ally Bank offers financial products for consumers, businesses, automotive dealers and corporate clients. 60% APY CD Rates on your funds when you open a Ally Bank CD Account!. Certificate of Deposit Rates; IRA Rates; Business Savings Rates; Consumer Savings Rates; Home Equity Loans; Home Equity Lines of Credit; Mortgage Rates; Car Loans; Personal Loans; Home Improvement Loans; Interest Checking Rates; Mortgage Resources; Policies and Notices; Security Information. Checking and Savings High Yield Investor Checking Account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. Ally Bank has fewer features, options and opportunities than bigger high street banks have. Do It Right. Whether this is the best online bank for you depends on what you need out of a bank. Savings accounts limit the number of certain types of transfers or withdrawals you can make from the account each monthly statement cycle. It has the highest savings account and long-term CD rates as well as a large ATM network and provides access to many other financial services. Bank, thrift and credit unions are member FDIC or NCUA. 30% APY, 12-Month Term 2. Ally Bank Best CD Rates. Now rates have risen to match compared to 4 or 5 years when rates were lower. Ally Bank offers financial products for consumers, businesses, automotive dealers and corporate clients. com is dedicated to helping you find and compare health savings account interest rates and terms. com has CD interest rate tables for CD rates that include 3 month interest rates, 6 month interest rates, 12 month interest rates, 18 month interest rates, 24 month interest rates, 36 month interest rates, 48 month interest rates and 60 month interest rates. With this increase, savings rates at Ally Bank are at a new high for 2019. Available nationwide, Ally Bank is offering you a 1. Interest rates and APYs are subject to change at any time. Ally Bank is redefining the online savings industry by offering high rates, low fees, 24 hour chat support (I've used it several times and the agents are knowledgeable and friendly), and so far, no deceptive marketing. Given the holding period, this roughly equates to the same total interest paid as a 3-month bank CD at 6% APY. Ally Bank also reimburses customers for the ATM fees charged by other banks at the end of each statement cycle. We’re actively holding a portion of our savings with them. Please call for current information. Since 1933, Navy Federal Credit Union has grown from 7 members to over 8 million members. TD Growth Money Market Account Guide This account allows you to earn a tiered interest rate that increases as your balance grows, and provides check-writing privileges. Best Savings Accounts. Working with an Edward Jones financial advisor who knows your situation can help you with your savings needs today and your plans for the future. This enables Ally Bank customers to manage their checking and savings balances in one online app, resulting in faster transfers and the ability to set up recurring transfers between accounts. Axos Bank, formerly known as BofI Federal Bank offers one of the top APY rates in our nationwide survey of business savings accounts. Savers will be pinched. There's no monthly maintenance fee, no minimum deposit to open an account and no minimum balance to maintain to earn interest. Capital One Bank, for example, offers a rate on savings accounts that is comparable to the online rate offered by Capital One 360 (0. 23 billion in assets. Ally Bank provides free overdraft transfers into your checking account from an Ally Savings Account or Ally Money Market Account. Savings accounts often accrue daily compound interest. Here's how Coastal's Savings Accounts could help you bank better: Open a Primary Savings Account to become a member-owner of Coastal Credit Union and gain access to our full range of products and services; Use a Special Savings Account to pay for vacations, hobbies and holiday expenses; Both accounts feature low minimum deposits - start with. Here are the details on Ally Bank’s CDs. The privacy and security policies of the site may differ from those practiced by Bank of the West. For highly liquid savings, you can take advantage of the 1. No other company was even close. There is no monthly maintenance fee for the account and no average daily balance requirement. The best online savings accounts can help you fund your goals faster. Bonus rate condition: $1000 deposit (from an account at another bank or, for example, your salary) to any personal ING account in your name (excluding Living Super and Orange One) and at least five ING debit card purchases each month. We’re actively holding a portion of our savings with them. Seeking a high-interest bank account? Learn more about the different HSBC accounts, their banking deposit rates including the minimum balance to open an account, and APYs. Ally Savings Account Features. Whether you are just starting to look for a bank to build your nest egg or you have an account and would like to consider better features, now is a good time to consider. Since both of these rates are so low right now, it doesn't make a huge difference in making your money. 05% interest. Synchrony Bank offers 1. We've tracked bank rates since 2008. 80% APY Rate for their Online Savings Account. The same rate increases also took effect on the IRA. A certificate of deposit, or CD, is a great place to store cash. The Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest-bearing savings accounts with balances over $500 as reported by Informa Research Services, Inc. Actual APRs may vary and are subject to change based on individual credit, term, collateral, and loan amount. For the average investor, CIT Bank will be strictly a high-yield savings bank. 98 percent with an APY of 2. PyraMax Bank's Commercial Banking team are dedicated to finding solutions for your small business. Get children saving early with an M&T Starter Savings Account. The latest list shows the best bank interest rates available nationwide as of October 2019 (with daily updates). Available nationwide, Ally Bank Online Savings is offering a high 1. E*TRADE Savings Bank can modify its maintenance requirements at any time, without notice to you. Are savings accounts from Ally Financial Inc. Ally's savings products also carry a healthy APY, currently at 1. 00 per withdrawal will be assessed after 4 (four) withdrawals in a month. About Ally Bank. Ally Financial Inc. There is no minimum deposit for Synchrony’s high-yield savings account or money market. TD Growth Money Market Account Guide This account allows you to earn a tiered interest rate that increases as your balance grows, and provides check-writing privileges.